At 19 years old, Chardonnay Reed learned she was pregnant and would need to sign up for health insurance–fast. Texas has a system to ensure people in her position are covered. But the process of signing up wasn’t easy by any means. With help from her mother-in-law, she figured it out and was relieved.

Chardonnay had a healthy pregnancy and gave birth to a healthy baby. Then she learned how feeble her health insurance really was. She technically had coverage, but only for some hospitals, and only for some parts of her body. And then, just two months later, her insurance disappeared entirely.